Job Overview

Senior Risk Analyst (Investment Lending)

Location: Hong Kong Salary: HKD per annum + bonus
Type: Permanent Contact: Francesca Bown-Wilson
Posted: over 1 year ago


  • Manage risk/reward dynamics for the Investment Lending portfolio through ongoing validation, rationalization and formulation of overall credit strategy and policies and procedures pertaining to the entire risk management credit cycle to assure a strong governance model and risk culture in place
  • Maintain close relationship with key stakeholders in the structuring and approval of Investment Lending parameters and underwriting polices
  • Monitor the portfolio mix and ensuring product performs to profitability, risk benchmarks and corporate guardrails
  • Review and approval initial/interim/annual credit review of new and existing facilities to provide a well-balanced assessment of risk/return trade-offs
  • Develop comprehensive Management Information Systems that track and validate the performance of each product, customer segment, policy exceptions, and the portfolio as a whole. MIS must be adequate to facilitate the development of scores and models when required.
  • Ensure accurate and appropriate reporting of asset portfolio quality including local and regional regulatory reports to assure data integrity
  • Ensure compliance to all local and U.S. Laws and regulatory guidelines and Global policies and procedures
  • Closely monitor the changes in macroeconomic indicators and currency/investment instruments market trends to act proactively accordingly with the market condition movement; and arrangement of back-up resources support for ad hoc market volatility.
  • Oversight the mark-to-market revaluation and margin monitoring process
  • Provide oversight on credit operations and collaborate across risk disciplines in order to improve the capture and control of risk in the entire risk management cycle
  • Manage counterparty concentration approval and monitoring process
  • Maintain credit delegation empowerment and monitor the performance of credit officers
  • Work closely with key stakeholders in system development to ensure a robust system infrastructure is in place to support the dynamic and complexity of the investment products.
  • Ability to work under a dynamic and digitalize working environment
  • Ability to provide adequate coaching and supervision over junior staff
  • Demonstrate strong leadership skills 



  • University graduate
  • At least 8 years of relevant credit/lending experience with a broad exposure to various investment and derivative products
  • Proficient in anticipating strategic portfolio risk tolerances that may result from changes in business &/or socio-political/macro-economic developments
  • Proficient in analytical skills
  • Proficient in margin monitoring and developing associated mitigation strategies
  • Well balanced credit officer and making credit decision with strong justification
  • Demonstrate influencing and negotiating ability
  • Ability to work under pressure and maintain a detached and independent perspective
  • Strong leadership skills
  • Excellent communication and presentation skills
  • Good interpersonal skills